The Pen Underwriting Liability products, combined with our underwriting expertise, allows our underwriters to provide brokers with underwriting solutions to the most complex of liability programs.Our underwriters are trained to work with brokers and tailor our coverage to suit the individual needs of clients. This, combined with a broad capacity to underwrite harder to place and technical occupations, makes Pen Underwriting the preferred choice of many brokers.


Some of our harder to place Liability risks in which we have specialist capabilities, experience and focus include:

      • Airside Risks
      • Automatic Sprinkler Systems Contractors
      • Building Material Manufacturers
      • Cement Manufacturers
      • Chemical Manufacturers
      • Construction and Civil
      • Contract Drillers & Associated Contractors to the Drilling Industry
      • Critical Motor & Truck Parts Manufacturing & Importing
      • Employment Agencies/Labour Placement
      • Fertilizer Manufacturers
      • Industrial Gas Manufacturers
      • Meat Products Processing
      • Medical Products
      • Mining Operations including Underground Services to Mining
      • Mining Risks and Contractors
      • Motor Vehicle Manufacturers, Importers & Converters
      • New Energy Processes and related By-Products from Recycling
      • Pesticides & Herbicides Manufacturers
      • Pharmaceutical Manufacturers/Wholesalers
      • Railway Maintenance & Ancillary Work
      • Railway Products
      • Services to the Petro-Chemical Industry including Offshore Contracting
      • Stock Feed Manufacturers
      • Pyrotechnic Contractors/Manufacturers
      • Tyre Remoulding Retreading Vulcanising & Importers
      • USA Exports.


Additional covers available include Liability under Contract and Errors & Omissions:

        • General Combined liability
        • Public Liability
        • Products Liability
        • Excess Liability
        • Umbrella Liability
        • Errors & Omissions extensions
        • Contractual liability extensions.


The above is merely a selection of what can prove to be more technical risk types with limited placement markets, but is by no means exhaustive of the industries we like to write.