Pen Underwriting’s Summit Prestige Home Insurance Policy is designed to offer your clients broad and comprehensive Worldwide cover, written in plain language in an easy to read format.

Our minimum Sums Insured are Building Sum Insured $800,000 & Contents Sum Insured $200,000.

Coverage Options:

  • Accidental loss or damage to Your Building
  • Accidental loss or damage to Your Contents
  • Accidental loss or damage to Your Specified Valuables
  • Legal liability limit $30m

Generous Sub-limits,

including for:

  • Subsidence, landslip and heave to your home
  • Landscaping costs and tree and branch removal
  • Unspecified jewellery, precious metals, fine art and sporting equipment
  • Home office equipment
  • Temporary accommodation and essential purchases cover if your home becomes
  • Contents cover for immediate family members in care at a residential care facility

Other notable features:

  • Cash settlement, at your client’s option
  • Automatic cover for contents in a newly acquired principal residence for up to 30 days
  • Flood cover considered on application
  • Fire Department response charges up to $5,000
  • Home modification costs necessary following accident resulting in permanent disability
  • Mortgage discharge costs up to $5,000 following total loss
  • Accidental vermin, rodents or insect damage up to $20,000
  • Up to $10,000 for food spoilage following electrical or mechanical breakdown of domestic freezer or refrigerator
  • Up to $20,000 for restoration costs following identity fraud
  • Veterinary costs of up to $10,000 for pets as a result of accident
  • Relocation costs of up to $50,000 following violent crime
  • Nil excess for Specified Valuables

Pen Underwriting have protected the home and possessions of prestige policyholders for many years and understand the importance of a first class product and underwriting and claims service.

Jo and her team will be delighted to help you.